Student & Graduate
Overseas Student Health Cover (OSHC)
Overseas Student Health Cover is the health insurance that student visa holders must hold for the full length of their visa. It is a condition of the student visa, not an optional extra. We help you arrange the right cover so this part of your application is never the thing that holds you up.
What it is
Student health insurance
Required by
Student visa condition 8501
Covers
The full visa period
We help
Arrange a suitable policy
How this works
- Us:We get your documents application-ready, match you with a registered migration agent we have vetted, and stay on the matter until it is lodged.
- Registered agent:A registered migration agent gives the migration advice and lodges your application.
- The Department:The Department of Home Affairs decides. No outcome is guaranteed.
Who it is for
- Student visa applicants who need cover in place to lodge.
- Students adding family members to their visa.
- People who want OSHC sorted alongside their visa, not as an afterthought.
What this pathway involves
It is mandatory
Holding OSHC for the duration of your visa is a student visa condition. Letting it lapse can breach your visa.
Cover for the full period
Your policy generally must cover the entire length of your student visa, not just your course dates.
Family members included
If family members are on your visa, they usually need to be covered too.
What it covers
OSHC helps with the cost of medical and hospital care while you study in Australia, within the policy terms.
Choose a registered provider
Cover must be with an approved OSHC provider. We help you choose a suitable one.
Keep it current
If you extend your studies, your cover needs to extend too. We help you keep it aligned with your visa.
How the process works
- 1
Work out what you need
We confirm the cover length and whether family members need to be included.
- 2
Compare suitable policies
We help you choose an approved OSHC policy that fits your visa and budget.
- 3
Arrange the cover
We help you put the policy in place so it is ready for your visa application.
- 4
Add the evidence to your file
We organise your OSHC evidence into your file for the student visa application a registered migration agent lodges.
- 5
Keep it aligned
If your studies change or extend, we help you keep your cover current.
Questions about the Overseas Student Health Cover
Not sure where to start?
Tell us about your situation. We get your file application-ready and match you with a registered migration agent for the advice and lodgement, and we stay on it the whole way. No obligation.